Why Is It Important to Have a Financial Plan in Place?

It’s not about timing the market. It’s about time in the market.

Don't Navigate the Market Alone

Individuals often think that they can manage their own portfolio. When markets don’t behave as “planned,” either from correction or turbulence, they realize their plan wasn’t a plan at all. The pill is often hard to swallow to realize you are not as equipped to handle money-management decisions on your own. Voisard has an investment committee and a review structure to reduce these stressful market situations.

Unfortunately, we see many people come in after they’ve already made a knee-jerk reaction to a market movement. You cannot set yourself up for success if you don’t have a definable process in place that guides you when there are movements in your portfolio. Voisard can structure your portfolio on the front end to have the proper amount of risk, to help you meet the goals and objectives that you have, and create something that you are comfortable and one that allows you to sleep at night.

A financial plan is key to success.

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More Frequently Asked Questions

We have great resources for all members of the plan, not just those that hired us. Watch to learn more.

Measuring success isn’t always about the final balance sheet. Watch to learn more.

Independent doesn’t mean restricted. We actually have more freedom to choose the best plans for your employees. Watch to learn more.

Our holistic approach covers more than simple retirement planning. Watch to learn more.

No rocks or hard places. Someone on the Voisard team will be here to help. Watch to learn more.

Sudden life changes mean the world to everyone involved, and that includes your holistic financial planners. Watch to learn more.

The first step of every good list is making sure you have the materials and know-how to complete it. Watch to learn more.

What do you want to do? That’s what’s driving our decisions when we create financial plans for our clients. Watch to learn more.

Maximizing your retirement is a multi-step process that should look different for everyone. Watch to learn more.

It’s all about the money, until it’s not. Watch to learn more.

We put our knowledge and career to the test for every client, and we will not compromise our integrity in this firm by doing otherwise. Watch to learn more.

We pride ourselves on open communication, and the fee agreement stage is at the forefront of that conversation. Watch to learn more.

Kickbacks usually come with other unscrupulous services, and that’s no way to start a client relationship. Watch to learn more.

When your financial planner is making more money from their services than you are on your plan, that’s a red flag. Watch to learn more.

There’s a short answer and a long answer, but it really all depends on communication. Watch to learn more.

Use our knowledge of the tax system to benefit you today, and in the future. Watch to learn more.

It’s perfectly normal to focus on growing your business. Just don’t forget about growing the rest of your life, too. Watch to learn more.